HDFC IRCTC Credit Card 2025: Rewards, Cashback & Travel Benefits



If you frequently travel by train or love exploring India, the HDFC IRCTC Credit Card is tailor-made for you. With exciting rewards on train ticket bookings, additional cashback, and convenient features, this card makes your journeys more rewarding and hassle-free.

Key Benefits & Features

Feature Details
IRCTC Rewards Earn 5 reward points for every ₹100 spent on IRCTC ticketing website & Rail Connect App.
Other Spends Rewards Earn 1 reward point for every ₹100 spent across all other spends.
SmartBuy Cashback Get additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.
UPI Link Credit card can be linked to your UPI for easy payments.
Welcome Voucher Receive a ₹500 welcome voucher within the first 37 days of card activation.
Annual Fee Waiver Annual fee waiver on spends of ₹1,50,000 or more in a year.

Note: This card is ideal for frequent train travelers and those who value convenience, rewards, and exclusive travel-related offers.

Make your train journeys rewarding with the HDFC IRCTC Credit Card. Apply today and enjoy cashback, reward points, and exclusive travel benefits!